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Need to make a Complaint?

We are sorry if you need to make a complaint. Please contact us in one of the ways set out here so we can resolve it as soon as possible.

By Phone

To make a complaint over the phone, please call us on 0333 220 2692*.

In Writing

Alternatively, you can put your complaint in writing and send it to:

Complaints
PO Box 700
Leeds
LS99 2BD

Calls to 0333 220 2692* will be charged at a standard national rate. Call costs from mobile companies and operators may vary so please check before calling. Calls may be recorded or monitored for training and security purposes and to help us manage your account

Online

You can make a complaint online by logging into your online account manager.

If you are not registered for our online services, it's easy to sign up.

Alternatively, if you are not a marbles customer but wish to make a complaint, you can do so here.

The Financial Ombudsman Service

The Financial Ombudsman Service is an external body which plays a key role in the complaints process.

The Financial Ombudsman is an impartial and independent organisation formed to help settle individual disputes between consumers and financial services businesses without taking sides.

Taking a complaint to the Financial Ombudsman Service

If we have not been able to resolve your complaint to your satisfaction once we have given you our decision, you may be able to refer your complaint to the Financial Ombudsman. They will only investigate your complaint if you have already tried to resolve it with us first or if it has been more than eight weeks since you first raised your complaint with NewDay.

If you are going to the Financial Ombudsman Service because you are unhappy with the outcome, you will need to do this within six months of receiving our final response letter.

You also need to contact the Financial Ombudsman Service within six years from the event you are complaining about (or - if later - three years from when you knew, or could reasonably have known, you had cause to complain).

Contacting the Financial Ombudsman Service

You can contact the Financial Ombudsman Service by:

Post: Financial Ombudsman Service
Exchange Tower
London
E14 9SR

Email: complaint.info@financial-ombudsman.org.uk

Telephone: 0800 0 234 567

http://financial-ombudsman.org.uk

You can contact the Financial Ombudsman Service via an Online Dispute Resolution (ODR) platform that has been created by the European Commission. The ODR platform will forward your complaint to the Financial Ombudsman Service. For more information about ODR please visit the European Commission website.

Other Bodies

Before you are entitled to go to the Financial Ombudsman Service, you may find it helpful to make use of the FLA’s conciliation scheme to resolve your complaint. You can write to: the FLA's Conciliation and Independent Arbitration Scheme, addressed to:

The Compliance Manager
Finance & Leasing Association
Imperial House
15-19 Kingsway
London WC2B 6UN
Fax: 020 7420 9600
Email: code@fla.org.uk

We also subscribe to the Lending Code which is monitored and enforced by the Lending Standards Board.

Lines are open six days a week, Monday to Friday 8am to 6pm and Saturday 9am to 4pm. We are closed on Sunday.

* Calls may be recorded and monitored for training and security purposes and to help us manage your account. Calls to 0333 numbers will be charged at a standard national rate. Call costs from mobile companies and operators may vary so please check before calling.

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Credit available to UK residents aged 18 and over. Subject to status. Terms apply. The APR applicable to your account will depend on our assessment of your application.

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Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. marbles is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.

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