Do I have to pay everything I owe on my marbles card each month?

As a marbles cardholder, you have the benefit of affordable monthly repayments. Each month you'll receive a statement from us showing where and when you used your marbles card, together with the amounts you spent. You can choose to pay the full amount or any other amount you wish as long as you make at least the minimum repayment which is 3% of your balance or a minimum of £5, whichever is greater.